Your account with ePay is issued and operated by CFSB Bank, N.A. and is governed by CFSB’s privacy practices.

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the productor service you have with us. This information can include:
  • Social Security number and paymenthistory
  • Account balances and transaction or loss history
  • Credit history and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CFSB Bank, N.A chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does this can be share? Can limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies No wé do notehare No We do not share
For our affiliates” everyday business purposes—
information about your transactions and experiences
No We do not share
For our affiliates to market to you No We do not share
For nonaffiliates to market to you No We do not share
Questions? Call toll-free 1 (844) 540-8255 or visit
Who we are
Who is providing this notice? CFSB Bank means CFSB Bank, N.A.
What we do
How does CFSB Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does CFSB Bank collect my personal information? We collect your personal information, for example, when you
  • Open an accountor apply for a loan
  • Use your credit or debit card or make deposits or withdrawals from your account
  • Provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't! limit all sharing? Federal law gives you the right to limit only
  • Sharing for affliates' everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-afíliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • CFSB Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • CFSB Bank does not share with non-affiliates so they can marketto you.
Joint marketing A formal agreement between nonafliated financial companies that together market financial products or services to you.
  • CFSB Bank does not jointly market.
Other important information
In addition to federal law, if you are protected by specific state or local regulations concerning information sharing and marketing, CFSB Bank, N.A. will also fully comply with those regulations.